![]() These waivers basically act like comprehensive and collision policies for the rental. A collision damage waiver (CDW) is similar, but it doesn’t protect against theft. This option waives your responsibility to pay for a total loss, accident damage, environmental damage, theft and vandalism. If you are a frequent traveler but don’t own a car, you can also get non-owners car insurance to cover you in all driving situations. But if you know you’re going to be cruising in Miami alongside Lamborghinis and Ferraris, $10,000 in liability coverage probably isn’t going to cut it, so you may want to up your policy limits. If you have personal liability insurance, your own policy will provide this coverage (as long as the trip isn’t for business). This covers other drivers’ property damage and injuries resulting from an accident you cause. Rental Car Liability InsuranceĬar rental companies also sell liability car insurance. ![]() ![]() Consult your car rental agreement to see exactly what’s covered. There are four main rental car insurance options that you could be offered through your rental agency: a loss damage waiver (LDW), liability coverage, personal accident insurance and personal effects coverage.īelow are the different types of car rental insurance. ![]()
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